Flexible Finance Options

We’ll make it quick and easy for you to improve your home with:

  • No deposit required – keep your hard-earned savings working for you
  • Flexible terms – you control the life of the loan.
  • It’s unsecured – your loan is not secured on your home.
  • Quick decisions on approval
  • Extra consumer protection under the Consumer Credit Act 1974. This means the lender protects your deposit and your guarantee.
  • We offer competitive APR’s offered by our panel of lenders
  • Flexibility to make extra payments, therefore reducing the number of repayments and the amount of interest you would otherwise pay
buy now pay later logo

Credit offered is subject to application and status. Current rates as at October 2017. Written quotations available on request.

Ecoseal Ltd is authorised and regulated by the Financial Conduct Authority as a credit broker and deal with a panel of lenders.

5 years

Representative example:

A cash price of £3,000.00, with no deposit, gives a loan amount of £3,000.00.

60 monthly payments of £57.66.

The total amount payable is £3459.60 assuming you make the minimum repayments.

The interest rate is 0.48% per month fixed.

Representative 5.9% APR.

Interest is charged from the date of installation.

Additional repayments can be made over and above the monthly direct debit. This would reduce the term of the loan and therefore reduce the amount of interest you would otherwise pay.

Full terms and conditions can be found on your finance agreement. It is important to read all of your documentation and understand the details and costs associated with taking out the finance agreement.

10 years

Representative example:

A cash price of £3,000.00, with no deposit, gives a loan amount of £3,000.00.

120 monthly payments of £32.95.

The total amount payable is £3954.00 assuming you make the minimum repayments.

The interest rate is 0.48% per month fixed.

Representative 5.9% APR.

Interest is charged from the date of installation.

Additional repayments can be made over and above the monthly direct debit. This would reduce the term of the loan and therefore reduce the amount of interest you would otherwise pay.

Full terms and conditions can be found on your finance agreement. It is important to read all of your documentation and understand the details and costs associated with taking out the finance agreement.

12 months Buy Now Pay Later

Representative example:

A cash price of £3,000.00, with no deposit, gives a loan amount of £3,000.00.

12 months buy now pay later followed by 60 monthly payments of £62.69.

The total amount payable is £3761.40 assuming you make the minimum repayments.

Representative 6.9% APR.

During the ‘Buy Now Pay Later’ period (12 months) you will not need to make any payments.

If you repay the total amount of credit before the end of the Buy Now Pay Later period no interest will be payable but and you won’t be charged an exit fee.

If you do not repay the amount of credit before the end of the ‘Buy Now Pay Later’ period (12 months) you will be charged interest which will be backdated to the date of installation on the total amount originally borrowed.

You will also start making repayments, which will then be over 60 months.

Additional repayments can be made over and above the monthly direct debit. This would reduce the term of the loan and therefore reduce the amount of interest you would otherwise pay.

Full terms and conditions can be found on your finance agreement. It is important to read all of your documentation and understand the details and costs associated with taking out the finance agreement.

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